WAYS TO PROTECT YOUR BANK ACCOUNT FROM SCAMMERS

Unfortunately, fraudsters have no bounds. They are everywhere, which is why keeping close tabs on your financial life is extremely important. You can never be more than careful when it comes to your money – your hard-earned income. What you live on is not something to be joked with.



Make it a daily routine
You need to check your accounts daily, according to www.nigerianbulletin.com. It may look extreme, but it’s not — especially when it comes to fraud associated with a debit card and/or current account. Monitoring your accounts on a daily basis will not only allow you to always have a good idea of what’s going on with your money; it will also help you spot any potential fraudulent activity immediately.

And if you do ever see something that looks suspicious, contact the bank immediately and find out what steps you need to take to repair the damage.

Choose a bank with good customer service
When you’re working with a big bank, it can sometimes be tough to get the personal service and attention you may need or want. Consider taking your business to a bank that has a good reputation. You’ll typically find that you get a better and more personalised customer service experience, which can make handling your financial life a lot less stressful.

You also want to make sure you’re banking with a lender that you feel comfortable with, which is different for everyone. So do a little research into some local banks regarding their customer service and other things like how they respond to and handle any issues, etc.

Do not leave your cheque book lying around
Cheque books and deposit slips have your bank’s routing information and the account information. Anyone who is able to access your cheque book has instant access to this information. Avoid leaving your cheque book on your work desk. If you need to keep it with you at work, try to leave it under lock and key in a secure place, or keep it in your purse or pocket at all times.

Dispose of your bank statements, financial documents properly
Identity thieves are well known to go through the trash of unsuspecting people who do not properly dispose their bank statements. The bank statement has not only your account number, but also your mailing address.